Ventures
Six ventures.
Each builds on the previous. Protocol to settlement to standard to markets.
Founder
L3COS
The world's first regulated blockchain operating system. Three-tier consensus architecture for governments, enterprises, and individuals under a single ledger. Eight years of construction. Launched at the World Economic Forum, Davos, January 2020. $65M+ invested.
l3cos.com →Architect
Fiat-on-Chain
GBP, EUR, and USD placed on distributed ledger infrastructure with total value safeguarded by central banks. Settlement without fractional reserve risk. Built on L3COS.
fiatonchain.com →Chair & Standard Author
L3RS Foundation
The open standard for regulated digital asset behavior. Deterministic compliance encoded at the protocol layer. Maintained through structured governance with a Technical Steering Committee, Board of Governors, Working Groups, and Regulatory Advisory Council.
l3rs.foundation →Founder & CEO
T3RRA
The agentic settlement layer for compliant capital markets. Structuring, issuance, and settlement of tokenized real-world assets with cryptographic compliance, formal matching, admissible routing, and a cross-chain certificate. The first production implementation of L3RS-1.
t3rra.co →Co-Founder
Aurum Capital Partners
Protocol-enforced wealth management. Georgian HNWI residency with 0% foreign income tax, 58 double tax treaties, FATF-compliant banking infrastructure, and LSE-listed banking partners. Structured for entrepreneurs post-exit, family offices, and multi-jurisdiction investors.
findaurum.com →Strategic Advisor
ICONOMY
Tokenization of music, movies, and sports assets. Digital rights management and fan economy infrastructure. Co-founded by Mike Michel and Carmen Murray.
How the ventures connect.